recover · failed-payment agent
Recover the failed Stripe payments your default dunning leaves on the table.
AI agent — voice + SMS + email — that talks to your customers until the card is updated. Multi-Stripe out of the box. $99/mo flat. 14-day free trial, no card required.
Connect Stripe in 60 seconds. See your recoverable revenue in 5 minutes. Money back through month 3 if it doesn't pay for itself.
the line you don't want to look at
Between 5% and 15% of your MRR fails every month.
Expired cards. Insufficient funds. Bank holds. Fraud blocks. The defaults Stripe sends out recover about half. The rest just… vanishes.
Most founders never see the number. The line item "involuntary churn" doesn't exist on the dashboard. The leak compounds quietly.
We make it visible. Then we close it.
solution
Email isn't enough. Neither is a smarter retry.
Multi-channel dunning recovers 70–85% of failed payments versus ~50% for email-and-retries-only. Recover Agent gives you all three channels — voice, SMS, and email — out of the box, orchestrated by an AI that knows when to nudge, when to call, and when to back off.
Every other dunning tool stops at email. We didn't.
SMS
Hi Lisa — your last payment for Acme didn't go through (expired card). Update here in 30 seconds: [link]. Reply STOP to opt out.
Voice
This is an automated call from Acme regarding your subscription. Your last payment didn't go through. We've sent you a link by text to update your card — please check your messages. To speak with a person, press 1.
Hi Lisa, your January Acme charge didn't process — looks like your card on file is expired. Update in one click: [link]. Reply if you have any questions.
Editable. Approved by you before going live.
how it works
Four steps. About five minutes.
Step 1
Connect Stripe
60 seconds, read-only to start. Up to three accounts on the $99/mo plan.
Step 2
Approve your brand voice
Review the SMS, email, and voice scripts. Edit anything. Nothing goes live without your sign-off.
Step 3
The agent works
Payment fails → 24-hour wait → SMS. No reply: a polite voice call with the AI disclosure. Still no reply: a follow-up email with an updated-card link.
Step 4
Monthly ROI digest
What was recovered. What wasn't. Which channels worked. Plain English. First of every month.
bring your own list
Have customer phone numbers Stripe doesn't?
Upload a CSV, Excel, or PDF — up to 5MB. agent14 extracts names, emails, phones, and product context. Then the agent runs your full cadence on each customer.
- Excel, CSV, PDF, plain text and Markdown supported
- Securely tenant-isolated — only your team can read your uploads
- Phones normalized to E.164 automatically
- Email + phone validated row-by-row with audit trail
5MB max per file. Sign-in required. You stay the data controller.
customers-q2-export.csv
4.2 MB · 1,847 rows
parsed · 1,793 valid · 54 invalid
Tenant-isolated storage. Encrypted at rest.
roi calculator
How much is recoverable for you?
Drag in your numbers. We use a conservative 35% recovery rate against your monthly failed payments — what most teams see in their first 90 days on Recover.
Est. monthly recovery
$1,750
$21,000 / year
ROI vs $99/mo
17.7× sub
Net +$1,651/mo
Time to payback
2 days
Pays for itself in month 1
≈ 9 of your 25 failed customers reactivated per month.
Industry recovery benchmark: 47.6% with default dunning, 70–85% with multi-channel (Recurly, 2026). We use 35% as the conservative incremental lift you can expect on Recover.
benchmarks
What the published data says.
20–40%
of subscription churn is involuntary.
47.6%
median recovery rate with default dunning.
70–85%
recovery with multi-channel + AI-optimized retries.
90%
of recoveries happen in the first 10 days.
Sources: Recurly 2026, Baremetrics 2026. See the methodology page for how we measure recovery on your own data.
The honest part: we're new. We don't yet have customer logos to plaster on this page. What we do have is the published industry data above — and a calculator that runs on your numbers, not ours. Try it before paying a cent.
pricing
$99/month. That's it.
No tiers. No "talk to sales." No per-recovered-dollar markup. No surprise overage when you grow. $99/month — or $990/year and save two months. Includes voice + SMS + email, up to three Stripe accounts, monthly ROI digest, brand-voice approval, full compliance, and cancel-anytime data export.
Money-back guarantee through month 3. If Recover Agent doesn't recover at least 1× its subscription cost in any of your first three paid months, we refund that month. No fine print.
faq
The questions buyers actually ask.
Stop losing the revenue your customers already promised you.
14-day free trial. No card required. Money back through month 3 if it doesn't pay for itself.